references 1. Yoder, Jamie. “Top 7 Insurance Industry Concerns for 2017.” PropertyCasualty360.  2. p.2, Human Capital Trends in the Insurance Industry. Deloitte.  3. p.1, Top 10 Trends in Insurance in 2017. Capgemini.  4. p.1, Own Risk and Solvency Assessment (ORSA). NAIC & The Center for Insurance Policy and Research.  5. p.10, Human Capital Trends in the Insurance Industry. Deloitte.  6. p1. 2016 Insurance Industry Talent Trends. The Jacobson Group.  7. Accenture Insurance Follow. “Insurers - Is Your Operating Model Standing in the Way of Growth.” LinkedIn SlideShare.  8. pp. 5 & 7. The Aging Workforce: Lessons for the Insurance Industry from America's Pastime. PwC.  9. pp. 6 & 12. Embracing Possibility, Boosting Innovation. PwC.  10. p.7, Human Capital Trends in the Insurance Industry. Deloitte.  11. Ismail, N. (n.d.). "Insurance is falling behind when it comes to technology expectations." Information Age.  About Xceedance Xceedance is a global provider of strategic consulting and managed services, technology, and data sciences to insurance organizations. Domiciled in Bermuda, with offices in the United States, United Kingdom, Germany, Poland, India, and Australia, Xceedance helps insurers launch new products, drive operations, implement intelligent technology and blockchain solutions, deploy advanced analytic capabilities, and achieve business process optimization. The experienced insurance professionals at Xceedance enable re/insurers, brokers, and program administrators worldwide to enhance policyholder service, enter new markets, boost workflow productivity, and improve profitability. For more information, visit www.xceedance.com or write to us at [email protected]. USA UK Germany Poland India Australia