the PrIncIPles of sos Insurance organizations will need to incorporate expertise, skills, responsiveness, flexibility, and technical facility to better navigate the evolving nature of the industry. To ensure those attributes — and in recruiting and retaining them in-house — SOS provides: 1. SAVINGS. Given the pace of change and the reality of competitive pressure, there’s no more room for scope creep and cost overruns. SOS improves combined ratios by saving significant amounts of time and money. 2. CONTROL. SOS ensures knowledge transfer, imparting skills and insight to core staff members, even as they organizations free those people to achieve corporate objectives. That will allow 9 and better insurers to “attract the best and the brightest newcomers to the industry workforce” control outcomes. 3. GOVERNANCE. SOS parallels the scope, authority, and organizational structures of insurers, provides a single point of contact, operates under the organizations KPIs, and keeps projects on track. SOS also provides the kind of forthright advice insurance organizations expect from experienced internal sources. SOS delivers demonstrable currency in insurance operations, evolving trends, emerging technologies, and every aspect of the insurance lifecycle, along with credentials, designations, and the hands-on familiarity expected of internal staff members. And SOS provides expert proficiency in all the disciplines illustrated in Figure 1.